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What is the credit counseling course that is required to file bankruptcy?

Yesterday we talked about the Means Test and how to fill out Form 122A-1 properly to see if you qualify for Chapter 7. Assuming you do, the next step is to gather all the information needed to [...]

I’ve written before about filing bankruptcy without a lawyer, and said that while you can file without a lawyer, you shouldn’t. But some people’s situations are such that they [...]

The economy is tanking. Businesses are closing. People are being laid off. Congress is endlessly debating another stimulus package but has adjourned for the summer. COVID-19 shows no signs of [...]

In yesterday’s post, we talked about having to qualify for Chapter 7 or 13. For most individuals, the choices in filing bankruptcy are these two: 7 or 13. I mentioned that it’s possible a debtor [...]

I see this question in various forms quite often. There are four main chapters (types) of bankruptcies and how and whether you qualify depends on each. Chapter 7 This is what most people think of [...]

People often don’t realize that there is more than one choice when filing bankruptcy. There are actually six types of bankruptcies, but only four are available to individuals. The type of [...]

If you’ve decided that bankruptcy is an option, or if you think it might be but want more information, there’s no shortage of resources. The problem is, how to decide which attorney [...]

The economy is starting to reopen, but for millions of Americans, it’s already too late. If you’ve noticed, much of the news coverage for Covid-19 is focusing on the economic devastation caused [...]