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Schedule D lists secured creditors, those creditors who have collateral for their debt that they can repossess or foreclose on. Repossession and foreclosure are the legal methods that allow [...]

What is Equity? Before starting Schedules A and B, the listing of real and personal property, and Schedule C, property claimed as exempt, a person must understand how the calculate any equity [...]

Whether someone files a full or skeleton bankruptcy, she must file the List of Creditors, also known as the matrix, within two days of filing the petition. The matrix is a list of all creditors [...]

What is the credit counseling course that is required to file bankruptcy?

Yesterday we talked about the Means Test and how to fill out Form 122A-1 properly to see if you qualify for Chapter 7. Assuming you do, the next step is to gather all the information needed to [...]

That’s how a lot of conversations with potential clients begin. I’m sure it’s said in the hope that because their case is “simple” it won’t be [...]

Before a person can file bankruptcy, she must take a consumer credit counseling class offered by an approved provider. Then, once having filed, before she can get her discharge, she must take a [...]

Hiring a bankruptcy attorney is one of the most important decisions you’ll make about getting a fresh start financially.  There should be no question that you need an attorney to guide [...]

If you’ve decided that bankruptcy is an option, or if you think it might be but want more information, there’s no shortage of resources. The problem is, how to decide which attorney [...]

People sometimes ask, how much debt do I need before I can file bankruptcy? Sometimes they phrase it, do I have too much debt to file bankruptcy? The answer is simple. You can file for any amount [...]