Filing pro se

When a person fills out Schedules D, E, and F of the bankruptcy forms, she has to categorize her debt so that it gets put on the correct schedule. In order to do that, she must know the [...]

What is the credit counseling course that is required to file bankruptcy?

Yesterday we talked about the Means Test and how to fill out Form 122A-1 properly to see if you qualify for Chapter 7. Assuming you do, the next step is to gather all the information needed to [...]

Chapter 7, the most common form of bankruptcy and the one most people think of when filing bankruptcy, is often seen as little more than filling out a few forms. The bankruptcy court’s [...]

Official Form B107 is commonly called the Statement of Financial Affairs, or SOFA. It provides a recent history of the debtor’s financial situation. Whereas the schedules, A-J, are a [...]

Just as Schedule I was a list of your current income, Schedule J is a list of your current expenses. Most of the expenses on Schedule J will be easy to calculate. For example, rent is fixed. [...]

Schedule I (Official Form 106I), is a snapshot of your income as of the day you file bankruptcy, just as Schedule J is a snapshot of your expenses as of the same day. If you are a W-2 employee, [...]

Official Forms 106G and 106H, commonly called Schedules G and H, are, respectively, a list of executory contracts and unexpired leases; and a list of co-debtors. Schedule G, Executory Contracts [...]

Last week we discussed Schedule E, unsecured priority debts. Also on Official Form 106E/F are general unsecured debts. General unsecured debts are the most common type of debt in bankruptcy. They [...]

Now that you’ve listed all your property on Schedules A/B and claimed all your exemptions on Schedule C, it’s time to move on to listing your creditors. Creditors are divided into [...]