“Above median” or “below median” are phrases bankruptcy attorneys use a lot. What does it mean and, more importantly, why does it matter? Above or below median refers to [...]
Many times I’ll answer the phone and once the caller has ascertained that I am a bankruptcy attorney, the first question they ask is “how much do you charge?” It’s [...]
How long does bankruptcy take? That’s a common question asked by people considering bankruptcy. The answer depends on whether someone files Chapter 7 or Chapter 13. One takes a few months, the [...]
Bankruptcy is usually a once-in-a-lifetime event. Sometimes, though, bad things happen to good people and a person might find herself needing to file bankruptcy a second time. Then the question [...]
Tax season is upon us. This is the time of year when people filing bankruptcy have to consider what will happen to their tax refunds when they file. In 2021, things are even more complicated [...]
Money is one of the most common causes of divorce. More precisely, lack of money or lack of control over spending money is one of the most common causes of divorce. Many people think if they [...]
Coming to the realization that your debt situation might be unmanageable and you have to consider bankruptcy is usually difficult. But then it only compounds when you start to think about the [...]
There is more than one choice when filing bankruptcy. There are actually six types of bankruptcies, but only four are available to individuals. The two most common types are Chapters 7 and 13. [...]
People sometimes use the phrase “judgment proof” when talking about trying to collect from a debtor. You might think that if someone is judgment proof, it means no creditor can get a [...]
Creditors have a number of tools at their disposal when it comes to collecting debts. Mostly, they rely on the contractual obligation that the debtor has to pay her bills. When debtors don’t pay, [...]
