Creditors have a number of tools at their disposal when it comes to collecting debts. Mostly, they rely on the contractual obligation that the debtor has to pay her bills. When debtors don’t pay, [...]
One of the most confusing things about filing bankruptcy is the means test analysis. The Means Test calculates the debtor’s income for purposes of comparing it to the median income but does it in [...]
I have been a lawyer in Utah since 1976. I love helping people work through difficult times in their lives and successfully negotiate the legal system. With offices in Salt Lake City and Logan I serve the northern and central part of Utah.