In Bankruptcy Information, Filing pro se

Official Forms 106G and 106H, commonly called Schedules G and H, are, respectively, a list of executory contracts and unexpired leases; and a list of co-debtors.

Schedule G, Executory Contracts and Unexpired Leases. Executory contracts are contracts where you, as the debtor, still have something to do in order to perform your side of the contract. An obligation to pay money in the future, such as on a car or mortgage loan, does not make a contract executory. An executory contract requires something more, such as delivery of goods under an existing contract, or performance of services. Individuals do not often have executory contracts, but if you do, you need to provide the information requested, which is to give the name and address of the other party to the contract and describe what it is that you still have to do.

Unexpired leases are leases that you have that still have time to run. You could be the lessee (the tenant, in a residential lease) or the lessor (the landlord). This includes automobile leases and equipment leases as well as real property leases. Again, give the name of the other party to the lease and describe what the lease is about.

Schedule H, Co-Debtors. A co-debtor is someone who is obligated on a debt with you but is not filing bankruptcy with you. That eliminates your spouse in a joint bankruptcy, but not in a separate bankruptcy. For example, suppose you and your spouse both signed a car loan and you both file bankruptcy together. Although your spouse is a co-debtor, you do not list her on Schedule H because she is filing with you. But if you are filing and she is not, then she is a co-debtor who does get listed on Schedule H.

Other co-debtors include parents, relatives, business associates or anyone (including corporations) who are responsible for a debt along with you. If the debt is someone else’s debt, for example, if it’s your brother’s car loan and you co-signed with him, he is still a co-debtor.

To complete Schedule H, list the co-debtor’s name and address and then indicate which debt this person is a co-debtor on by indicating on which Schedule (D, E/F or G) and which line the debt is listed.

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