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People sometimes use the phrase “judgment proof” when talking about trying to collect from a debtor. You might think that if someone is judgment proof, it means no creditor can get a [...]

Creditors have a number of tools at their disposal when it comes to collecting debts. Mostly, they rely on the contractual obligation that the debtor has to pay her bills. When debtors don’t pay, [...]

Many people are predicting an avalanche of bankruptcies as the Covid relief packages begin to expire. Many lawyers and law firms are adding bankruptcy as a practice area in anticipation of that. [...]

This is a question I get a lot. How do you know it’s time to consider bankruptcy as a real option? There’s no set answer and no right or wrong answer. But here are some things to [...]

When I meet with potential clients, they often express embarrassment or even shame over the fact that they have to file bankruptcy. I always tell them they shouldn’t feel that way. [...]

Last March, I wrote that coronavirus will bankrupt more people than it kills. I still believe that to be true. When Covid-19 hit and the economy shut down, pretty much every bankruptcy [...]

Shortly before the Christmas recess, Senators Elizabeth Warren (D-MA), Dick Durbin (D-IL), and Sheldon Whitehouse (D-RI), introduced a bill entitled the Consumer Bankruptcy Reform Act of 2020 [...]

On Christmas Eve throughout the world, when the partying, the decorating, the feasting, and the merrymaking are finished, family Bibles are opened, children gather around a father, a mother, a [...]

There are thousands of Christmas carols, some beautiful, some humorous, some just plain bad. Many of the traditional hymns are musical homages to the birth of our Lord. Some, such as Handel’s [...]

“The Three Levels of Christmas” was published as a Church News “Viewpoint” in the Dec. 15, 1985, issue of the Deseret News. It was written by then-editor and general [...]