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You filed bankruptcy. You have a car and you’re current on the payments. But it’s worth a lot less than you owe. In other words, you’re underwater, maybe by thousands of dollars. It’s the only [...]

A Chapter 13 can continue for three to five years while the debtors catch up on mortgage payments, make plan payments and do other things that individual reorganization involves. Sometimes [...]

The Bankruptcy Abuse Prevention and Consumer Protection Act (“BAPCPA”) of 2005 created all sorts of new and confusing terms. Among them is “above median.” This refers to a debtor whose annual [...]